Chapes-JPL offers a secure and efficient way to unlock the value of your gold, diamonds, luxury watches, and other valuable items with low-interest collateral loans.
Whether you’re in need of emergency funds or looking to seize an opportunity, Chapes-JPL ensures a straightforward loan process that allows you to access cash without the delays and hassle of traditional lending.

A Trusted Name in Asset-Based Lending

For over 40 years, Chapes-JPL has set the standard for ethical, client-focused lending. Based in Atlanta, Georgia, the company specializes in low-interest collateral loans against high-value assets such as diamonds, luxury watches, gold, fine art, and more. What sets them apart? Their professional evaluations, fast funding process, and commitment to customer privacy.

Chapes-JPL isn’t your typical pawn shop. They offer a discreet, upscale experience with some of the lowest interest rates in the country—starting as low as 3%. Unlike traditional lenders, there are no credit checks or income requirements. Your asset secures the loan, not your financial history.

Why Choose Collateral Loans?

Collateral loans provide numerous benefits, making them an ideal solution when you need quick access to cash:

• No Credit Checks: Loan approval is based solely on the value of your asset, so your credit score doesn’t affect your eligibility.
• Fast Processing: Most loans are processed in just minutes, giving you quick access to the funds you need.
• Low Interest Rates: Chapes-JPL offers low interest rates starting as low as 3%, making it an affordable way to borrow money.
• Secure Storage: Your valuable items are stored in a high-security facility, ensuring their safety until the loan is repaid.

The Simple Loan Process

The loan process at Chapes-JPL is fast, transparent, and hassle-free:

1. Bring your valuable asset, such as gold, diamonds, or a luxury watch, to their Atlanta office for an appraisal.
2. An expert appraiser will determine the market value of your asset.
3. Receive a loan offer based on the appraisal, with no credit checks or complex paperwork required.
4. Accept the loan offer, receive your funds immediately, and your asset will be securely stored until repayment.

Why Luxury Watches Are Ideal for Collateral

Luxury watches, such as Rolex, Patek Philippe, and Omega, are excellent collateral for loans due to their lasting market value and demand. Chapes-JPL ensures an accurate appraisal of your luxury timepiece, offering you the highest possible loan amount.
With secure storage, you can be confident that your watch will remain safe throughout the loan period.